PRIVACY POLICY

Daily Research Guide

Effective Date: October 28, 2025

1. Information We Collect

1.1 Information You Provide

We may collect information that you provide directly to us, including:

• Contact information (name, email address, phone number)
• Account credentials (username, password)
• Comments, feedback, or other content you submit
• Newsletter subscription information
• Payment information (if applicable)
• Any other information you choose to provide

1.2 Information Collected Automatically

When you access our Website, we automatically collect certain information about your device and usage, including:

• IP address and device identifiers
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referral sources and exit pages
• Date and time stamps
• Cookies and similar tracking technologies

1.3 Information from Third Parties

We may receive information about you from third-party services you connect to our Website, such as social media platforms or analytics providers.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Website and services
• Process transactions and send related information
• Send you technical notices, updates, security alerts, and support messages
• Respond to your comments, questions, and requests
• Send promotional communications and newsletters (with your consent)
• Monitor and analyze trends, usage, and activities
• Personalize your experience and deliver relevant content
• Detect, prevent, and address technical issues, fraud, and security threats
• Comply with legal obligations and enforce our policies
• Conduct research and analytics to improve our content and services

3. How We Share Your Information

We may share your information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf, such as hosting, analytics, email delivery, and payment processing
• Business Partners: With partners for joint offerings or promotions
• Legal Requirements: When required by law or in response to valid legal requests from authorities
• Protection of Rights: To protect our rights, property, or safety, or that of our users or others
• Business Transfers: In connection with a merger, sale, acquisition, or other transfer of our business
• With Your Consent: When you authorize us to share information with third parties

We do not sell your personal information to third parties for monetary consideration.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve your experience.

Types of Cookies We Use:

• Essential Cookies: Required for the Website to function properly
• Analytics Cookies: Help us understand how visitors use our Website
• Functionality Cookies: Remember your preferences and settings
• Advertising Cookies: Deliver relevant advertisements based on your interests

You can control cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our Website.

5. Third-Party Services

Our Website may contain links to third-party websites or services, and we may use third-party services such as:

• Google Analytics for website analytics
• Social media platforms for sharing content
• Email marketing services
• Payment processors
• Content delivery networks

We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information to them.

6. Data Security

We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and authentication protocols
• Employee training on data protection

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

Retention periods vary based on:

• The type of information collected
• The purpose for which it was collected
• Legal and regulatory requirements
• Our legitimate business needs

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt-out of marketing communications at any time
• Data Portability: Request a copy of your information in a portable format
• Restriction: Request restriction of processing in certain circumstances
• Object: Object to processing based on legitimate interests

To exercise these rights, please contact us using the information provided at the end of this policy. We will respond to your request within a reasonable timeframe.

9. Children's Privacy

Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe we have collected information from a child under 13, please contact us immediately so we can delete it.

If you are between 13 and 18 years old, you must have permission from a parent or guardian before using our Website.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country.

When we transfer your information internationally, we take appropriate safeguards to ensure your data remains protected, including:

• Using standard contractual clauses approved by relevant authorities
• Ensuring recipients are certified under appropriate frameworks
• Implementing additional security measures as necessary

11. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your privacy rights

12. European Privacy Rights

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including those outlined in Section 8 above. Our legal basis for processing your information includes:

• Consent you have provided
• Performance of a contract with you
• Compliance with legal obligations
• Our legitimate interests

13. Do Not Track Signals

Some browsers have "Do Not Track" features that allow you to tell websites not to track you. Currently, there is no standard for how websites should respond to these signals. We do not currently respond to Do Not Track signals.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

• Posting the new Privacy Policy on this page
• Updating the "Effective Date" above
• Sending you an email notification (if you have provided your email address)

Your continued use of the Website after such changes constitutes your acceptance of the updated policy. We encourage you to review this Privacy Policy periodically.

15. Contact Us